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State Farm® Insurance Agent

Lori Coucke

11041 Highway 231-431 N Suite B
Meridianville, AL 35759-2129

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


11041 Highway 231-431 N Suite B
Meridianville, AL 35759-2129



Happy 4th of July!!!

Our office will be closed Thursday & Friday this week to give our team the time to celebrate with friends and family. For emergencies, please call 1-800-State-Farm.

My name is Lori Coucke, and I am honored to serve as a State Farm Agent in Meridianville, Alabama. In 2016, I joined a local State Farm agent, and since starting my State Farm journey, I have become licensed in Auto Insurance, Home Insurance, Renter's Insurance, Property Insurance, Life Insurance, Health Insurance, and Business and Commercial Insurance in Alabama and Tennessee. Before becoming a State Farm Agent, I was a stay at home mom for nearly 13 years, then a co-owner and operator of Dewey’s Cajun Shack (food trailer), and Manager at Hancock’s in Cullman, Alabama. I have been married to my bestfriend, Duane, for 28 years, and we have four children, one daughter-in-law , and one grand baby. We started our family in Michigan, but in 2012, God called us to move to the great state of Alabama, which we have come to love. Like every woman, I love my morning coffee, shopping, reading, traveling, and getting my husband to help me copy and re-create what I see on Pinterest. I love to cook, but don’t ask me what it’s called or what I put in it because I can’t remember; it makes dinner more adventurous. My family doesn’t seem to mind unless I can’t replicate it. Our family loves music, the outdoors, and the community. On weekends, you can often find us serving in different capacities and spending time with family and friends. We love to work together, at home and in the office. It's a family operation around here. It is my joy and privilege to help you protect what matters most to you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our team’s mission is to add value to our community, and to be your first choice for all Homeowners & Auto insurance and financial service needs in Huntsville, Meridianville, New Market, Hazel Green, Gurley, Toney, Harvest, Ardmore and other surrounding areas in north Alabama.  Our commitment is to provide a stress free, personalized experience with options for each customer according to their needs and financial goals. We are here to protect what could go wrong so you the customer can focus on what goes right. We will be active in our growing community to help it thrive.  We don't always have the lowest price, but we love to give the greatest customer service.

Our team has combined experience of 22 years in the insurance industry. We are here to assist with all of your auto, homeowners, business, and life insurance needs. Please give our Meridianville location a call or stop by today to discuss your insurance options.

Heather Ragsdale State Farm Agent Team Member

Heather Ragsdale

Account Representative

Hello! My name is Heather. I wear many hats in the office. I am the Office Manager and Multi-line Representative with a focus in helping small businesses with their insurance needs. I am happily married to my husband of 27 years, Lane, and we have five children and four grandchildren (but I am not old). In 2017, we moved our family from California to the Tennessee Valley on a word from God. Since then, I began my career in insurance, my husband started a business, and together we now oversee a local food ministry called The Family Table. I enjoy cooking, baking, spending time with my family and friends, and visiting my grandkids in Idaho any chance I get.

Do you live in Tennessee? I am Alabama and Tennessee Licensed!! Call me to get a quote for your house insurance, renter's insurance, auto insurance, and life insurance.

Morgan Coucke State Farm Agent Team Member

Morgan Coucke

Account Representative

Hi everyone! My name is Morgan. I am the Marketing Director and a Multi-line Representative at Lori Coucke State Farm. Fun fact, I’m also the agent’s daughter. I’ve been working at State Farm in different capacities since I was 16, but really developed a passion for selling life and health insurance last year when I saw how it could drastically change peoples lives after experiencing devastating loss. For the last seven years, I’ve pursued degrees in Medical Assisting, Christian Education, Outreach, and Communications and Mass Media. I’m a natural planner, but I never could have imagined myself getting to serve people with insurance. Helping people navigate financial stress, plan for unexpected life events, and create a family legacy is something I take seriously. Let me help you protect your family, your assets, and your income with life and health insurance.

Caty Hoffpauir State Farm Agent Team Member

Caty Hoffpauir

Account Representative

Hi everyone! My name is Caty. I am one of the Account Representatives and Billing Specialist at Lori Coucke State Farm. Like everyone else in this office, I’m related to the agent (Lori is my aunt). I have my degree in Christian Ministries and interned at Highlands College in their placement department. I’m naturally administrative and help everyone in the office keep up with appointments and I help our customers with questions, updates, billing, and reviews. Outside of work I enjoy serving as a Dream Team Host at Church of the Highlands, spending time with friends and family, exploring the outdoors, and traveling to exotic places. Call me to make changes on your vehicles, get status updates on claims, or to have a personal billing experience.

Shania Collins State Farm Agent Team Member

Shania Collins

Account Representative

Hi everyone! My name is Shania. I'm the newest account representative in the office, and I'm happy to be working with friends and family. Before joining team here, I worked as the office manager and closing coordinator at Jacob Title. I'm happily married, and my husband and I have a 4-year-old son. He keeps things exciting around our house. In my free time, I enjoy swimming, board games, and watching TV. I'm very detail-oriented and enjoy helping people navigate the process of becoming a homeowner. If you need insurance quotes for your home, give me a call.