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State Farm® Insurance Agent

Lori Coucke

11041 Highway 231-431 N Suite B
Meridianville, AL 35759-2129

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


11041 Highway 231-431 N Suite B
Meridianville, AL 35759-2129



🌷🎀 To all the mothers out there:

As we prepare to celebrate Mother’s Day, we want to take a moment to express our heartfelt appreciation for all that you do. Your love, care, and selflessness make our lives brighter and our communities stronger. Just like State Farm, you are always there for us, providing support and protection. You are the ultimate superheroes, juggling multiple roles with grace and strength. Whether you are a stay-at-home mom or a working mom, we admire your unwavering dedication and the sacrifices you make for your families.

My name is Lori Coucke, and I am honored to serve as a State Farm Agent in Meridianville, Alabama. In 2016, I joined a local State Farm agent, and since starting my State Farm journey, I have become licensed in Auto Insurance, Home Insurance, Renter's Insurance, Property Insurance, Life Insurance, Health Insurance, and Business and Commercial Insurance in Alabama and Tennessee. Before becoming a State Farm Agent, I was a stay at home mom for nearly 13 years, then a co-owner and operator of Dewey’s Cajun Shack (food trailer), and Manager at Hancock’s in Cullman, Alabama. I have been married to my bestfriend, Duane, for 27 years, and we have four children, one daughter-in-law , and one grand baby. We started our family in Michigan, but in 2012, God called us to move to the great state of Alabama, which we have come to love. Like every woman, I love my morning coffee, shopping, reading, traveling, and getting my husband to help me copy and re-create what I see on Pinterest. I love to cook, but don’t ask me what it’s called or what I put in it because I can’t remember; it makes dinner more adventurous. My family doesn’t seem to mind unless I can’t replicate it. Our family loves music, the outdoors, and the community. On weekends, you can often find us serving in different capacities and spending time with family and friends. We love to work together, at home and in the office. That’s right! I get to work with my husband, my daughter, my daughter-in-law, my niece, and three of my great friends. It's a family operation around here. It is my joy and privilege to help you protect what matters most to you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our team’s mission is to add value to our community, and to be your first choice for all Homeowners & Auto insurance and financial service needs in Huntsville, Meridianville, New Market, Hazel Green, Gurley, Toney, Harvest, Ardmore and other surrounding areas in north Alabama.  Our commitment is to provide a stress free, personalized experience with options for each customer according to their needs and financial goals. We are here to protect what could go wrong so you the customer can focus on what goes right. We will be active in our growing community to help it thrive.  We don't always have the lowest price, but we love to give the greatest customer service.

Our team has combined experience of 22 years in the insurance industry. We are here to assist with all of your auto, homeowners, business, and life insurance needs. Please give our Meridianville location a call or stop by today to discuss your insurance options.

Heather Ragsdale State Farm Agent Team Member

Heather Ragsdale

Account Representative

Hello! My name is Heather. I wear many hats in the office. I am the Office Manager and Multi-line Representative with a focus in insuring Small Business'. I’m known as the “second mama” of the office because I fight to protect people at all costs. I am happily married to my husband of 27 years, Lane, and we have five children and four grandchildren (but I am not old). In 2017, we moved our family from California to the Tennessee Valley on a word from God. Since then, I began my career in insurance, my husband started a business, and together we now oversee a local food ministry called The Family Table. I enjoy cooking, baking, spending time with my family and friends, and visiting my grandkids in Idaho any chance I get.

Do you live in Tennessee? I am Alabama and Tennessee Licensed!! Call me to get a quote for your house insurance, renter's insurance, auto insurance, and life insurance.

Morgan Coucke State Farm Agent Team Member

Morgan Coucke

Account Representative

Hi everyone! My name is Morgan. I am the Marketing Director and a Multi-line Representative at Lori Coucke State Farm. Fun fact, I’m also the agent’s daughter. I’ve been working at State Farm in different capacities since I was 16, but really developed a passion for selling life and health insurance last year when I saw how it could drastically change peoples lives after experiencing devastating loss. For the last seven years, I’ve pursued degrees in Medical Assisting, Christian Education, Outreach, and Communications and Mass Media. I’m a natural planner, but I never could have imagined myself getting to serve people with insurance. Helping people navigate financial stress, plan for unexpected life events, and create a family legacy is something I take seriously. Let me help you protect your family, your assets, and your income with life and health insurance.

Ariana Coucke State Farm Agent Team Member

Ariana Coucke

Account Representative

Hi everyone! My name is Ariana. I am one of the Account Representative’s at Lori Coucke State Farm. An interesting side note is that Lori is my mother-in-law. I am a new mom as of February this year, and if you come see me in the office there’s a good chance you will get to meet my son, Theo. Before coming to State Farm, I worked in a gym setting for 5 years. I am passionate about health and wellness, and helping people take care of themselves, something I now get to do by providing insurance. My friends and family would describe me as joyful, compassionate, disciplined, and resourceful, which can be helpful to someone trying to get quality insurance while keeping a budget in mind. As a new homeowner myself, I am aware of the process of closing on a home and making sure your insurance is covering you sufficiently. Let me help you get the great deals by bundling with your home and auto.

Allison McAllister State Farm Agent Team Member

Allison McAllister

Account Representative

Hey y’all! My name is Allison, and I am one of the Account Representative at Lori Coucke State Farm. I’m here to give you a creative experience and make sure your policies get issued. I often get confused as Lori’s daughter or Morgan’s sister, and while I may not be related by blood, I still consider them family. I’ve been married to my husband, Christian, 5 years, and we have one amazing child. In my free time you’ll find me either baking or painting window splashes. I am also involved with the worship team at our church. I love Jesus, family, music, and helping others. I love our office because it encompasses all these things. Ask to speak with me if you are needing to making changes to your policies, set up Drive Safe & Save, or have billing questions.

Caty Hoffpauir State Farm Agent Team Member

Caty Hoffpauir

Account Representative

Hi everyone! My name is Caty. I am one of the Account Representatives and Billing Specialist at Lori Coucke State Farm. They say time flies when you are having fun, and I can attest to that statement. It’s hard to believe I’ve been on the team for almost a year. Like everyone else in this office, I’m related to the agent (Lori is my aunt). I have my degree in Christian Ministries and interned at Highlands College in their placement department. I’m naturally administrative and help everyone in the office keep up with appointments and I help our customers with questions, updates, billing, and reviews. Outside of work I enjoy serving as a Dream Team Host at Church of the Highlands, spending time with friends and family, exploring the outdoors, and traveling to exotic places. Call me to make changes on your vehicles, get status updates on claims, or to have a personal billing experience.